How to Get Financing for Used Trucks

February 3rd, 2012

Are you looking for a great and reliable used truck in Pickering that will be easier than ever for you to afford? Many of our customers are able to save money when they buy used trucks by taking advantage of our extensive used truck financing opportunities. If you are looking for a great used truck that you can easily afford, then take a moment to review our financing programs that are designed for excellent customers like you. Regardless of your credit situation or current financial situation, we are sure to be able to find car financing opportunities that meet your needs. Here’s a overview of some of those opportunities:

Used truck loan program

Many of our used truck customers are able to take advantage of our competitive truck loan in Scarborough. This loan program is designed to ensure that our customers get the best possible loan rates when they buy their used trucks and is very competitive. All customers will qualify for a used truck loan – regardless of whether or not they have good credit or bad credit. The main differences in our loan programs have to do with the loan amount and interest rates that our customers will get, which are based on their credit scores and histories.

The first thing that you will need to do in order to get a used truck loan is complete our credit application. You are welcome to get started with this credit application online by accessing the secure application on-line

Trade-in

Many of our customers also have cars that they plan to trade in when they buy a used truck. If you have a car that you no longer plan to use when you buy your used truck, we recommend trading that car in. When you trade in your car, you will be able to receive money off of the purchase of your used truck. The value of your trade-in vehicle will vary based on the vehicle and its condition. To learn more about the approximate value of your trade-in, simply fill in our online trade in form and we will contact you.

Specials

We are happy to offer our customers specials on our used truck inventory and rates on their used trucks that can save them even more money. These specials and rates vary, but may include cash back options or low interest rate programs. We look forward to helping you save money when you buy your used truck in Scarborough. Contact Feeney Car Sales, your used truck dealer in Scarborough today!

Benefits of Buying Used Trucks

January 6th, 2012

Advantages of of Buying Used Trucks
Used Trucks in Scarborough are the trucks that are offered for resale by the truck owners having better conditions and usable further by new users. These used vehicles are becoming more and more popular these days as they are having many of the prominent and convincing benefits. These used trucks are offered by the dealers and also by the owners directly. Some of the owners are offering their used trucks directly to the buyers by using the online tools and websites or even they sell them in the physical mode by offering their contact numbers and attending the prospective buyers at a particular and stipulated spot.

These used vehicles are offered at lower prices and are available online with widest range of selections. Used trucks in Pickering are also available in reputed brands like Kenworth Trucks, Dodge Trucks, International Trucks, Freightliner Trucks, Volvo Trucks and many more of the trucking giants who are having higher popularity and better reliabilities in the truck enthusiasts. These used vehicles are increasing in sales due to many of the reasons that are described in brief here.

Cheaper Prices
The prices of these used trucks are quite lower. The recession and slow down of the economies have forced the people to buy cheaper price cars that can serve their purposes and nothing in the world can match the utilities of used cars. These used cars are some times offered at the prices that are even half of the prices of the new cars of the same models. Moreover, the better conditioned used cars are performing quite well and longer. So, performance wise the used cars are quite fantastic and also they are offered at cheaper rates. So, it is quite beneficial and advantageous to buy the used trucks for sale.

Lower depreciation costs
The used vehicles are having lower depreciation costs and therefore they make big difference in reselling cost. The new trucks are having rapid depreciation and therefore even after 6 months the new trucks are sold, the owner has to suffer huge loss of depreciation whereas in the case of used trucks, the same difference and loss of money is far lower. Thus, if it is seen from the depreciation cost effect, the used trucks are much better options than the new ones. There are many of the truck lovers and buyers who are buying the used trucks to get the benefit of lower depreciation costs.

Better brands in lower prices
In case of used trucks in Scarborough for sale, many of the better and reputed brands can be bought in the budget restricted prices which are impossible in the case of buying new trucks of the same models. There is vast difference of costs in case of used truck model and new truck model. So, even in the case of budget restricted buyers, the better quality brands and models can be bought by the buyers. This means that the qualitative trucks will become more popular and in turn the performances of trucks and industries will be enhanced.

3 Benefits to Buying Used Trucks

December 1st, 2011

When it’s time to shop for a new vehicle, buyers often know that there are significant advantages to buying a pre-owned (or used) vehicle over a new one, particularly when it comes to price. Not only is a used vehicle going to be less expensive than a new one, but it will also allow buyers to put more money into customizing their rides. Here are 3 benefits to buying used trucks in Scarborough that you may not have thought of:

1. Cost. Okay – you’ve probably put cost at the top of your list when it comes to differentiating between buying a used truck in Pickering . A used truck is often far less expensive than a new truck – even if the used truck is only a few thousand miles old. However, buying a used truck not only makes it possible for you to save money, but you can also get more features that you’re looking for.

When you buy a used truck, always plan a budget for what you’re willing to spend. Then, look for a truck that is priced well below that amount. The extra money that you save from spending it on the truck can be put towards customizable features for the truck, such as larger tires, a roof rack, and other items that you’ve been wanting.

2. Features already included. Often, when you go about purchasing a used car, you’ll notice that many used cars are already accessorized with great features that you’ll love. For example, for less than you would pay for a new truck, you may find a truck that comes loaded already with front grills and rams, leather upholstery, a 6-changer CD player and so much more. Remember: buying used not only saves you money, but you can usually get something much nicer – still within your budget.

3. Style. Remember the days of the old bench seat flatbed pick-up trucks that would clunk down the highway at a whopping 45 miles-per-hour, spurting diesel fumes and bobbing along on rustic shocks? Maybe not – but these old trucks are something of a historical icon for many folks that enjoy the good old days of fine craftsmanship. For this reason, many shoppers looking for a new car opt to turn back time by buying used trucks from a particular nostalgic era.

These trucks, if well maintained, have all the essential features of a new truck, but they might not have the same tow load.

Buying a used truck in Scarborough not only maximizes your dollar, but also makes it possible to save money. Just about every car or truck dealership has used trucks in stock. When the used truck you’re looking for is not immediately in stock, many dealerships will have it shipped to you. Keep your eyes out for features and styles that suit you – new or old – to get the best truck possible for all of your hauling and travelling needs.

4 Ways to Finance a Used Car

November 9th, 2011

If you are in the market for a used car in Scarborough, then chances are good that you are not only looking for a car that you can afford, but you are also looking for a used car that will last for years to come and be safe to drive. The good news is that you don’t have to spend and arm and a leg for a safe and reliable used car. Here are some tips to help you get financing for your used car, no matter what your current financial situation is:

Speak with a Dealer

One of the first things that you can do if you are looking to buy a used cars in Pickering is to chat with a dealer about your financial situation. When you speak with a dealer about your situation, the dealer can look over your credit report and credit history in order to determine a budget for you. The dealer can then recommend used cars that actually suit your budget and that you can easily afford.

Ask for Dealer Financing

Once the dealer looks over your budget, as the dealer if he or she can provide the used car in Scarborough financing for you. Most dealerships, like ours, offer competitive loans for used cars that can not only suit your budget, but that can make it possible for you to actually afford your used car payments for years to come.

Think About Trading Your Car In

If you currently drive a car that you will expire once you get your next used car, then find a dealership that has a used car trade-in program. A used car trade-in program will help you to get some money off of the cost of your car. When you are able to get money off of the cost of your car, you will have an easier time paying for it!

Look for Specials

Many dealerships, like ours, look for opportunities to reduce the prices of our used cars and offer ongoing specials in order to make it possible for our customers to practically afford their used cars. Ask us about our current specials, which may include 0% down payment, low interest rates, or even dramatic price reductions.

No matter what your financial situation is, it is possible for you to afford to buy a used car when you have the financial help and information that you need to get start. Contact Feeney Car Sales, your used car dealer in Scarborough today to learn more about financial options that may help you!

What You Should Know About Car Loans when You Buy a Car

October 3rd, 2011

When buying a car, it is often necessary to take out a loan in order to buy the right used car in Pickering. A car loan not only helps you to get a car that you will enjoy driving, but it also helps to ensure that you will have an affordable payment plan for that car. After all, without being able to take out a car loan, you’d have to buy the entire car with cash, which can be very financial straining for many people.

If you are looking for more information about how to buy a car with a car loan, then you’ve come to the right place. Here are a few basic things that you will need to know about car loans in Pickering:

Everyone qualifies

Everyone qualifies for a car loan at our dealership – even those customers that have bad credit or no credit. We believe in the value of a car loan when it comes to being able to get the right kind of used car in Scarborough. Therefore, we work hard to develop affordable loan arrangements that each of our customers can take advantage of. If you have bad credit or no credit, you may have to be a higher interest rate for that car loan than someone who has excellent credit. However, the best way to get excellent credit is to take out loans that you repay. Therefore, you’ll be benefitting in the long run by taking out the bad credit car loan and establishing a good credit record.

Interest rates vary

Whenever you take out a car loan in Scarborough, you’ll have an interest rate attached to that car loan. Interest rates vary a great deal depending on the type of the car loan, the duration of the car loan, the amount of the car loan, economic conditions, your credit history and financial position, and specials that we may be running that the dealership. For all these reasons, the interest rate that you get for a car loan may be very different than the interest rate that someone else gets for the same car loan.

You decide the final arrangement

It’s important to us that you decide which car loan you get when you buy a car. We will offer you several different options for your car loan, but you make the final car. Our experience is that when our customers decide which car loans are best for them, they are more comfortable with the monthly repayments, so the burden is less.

Contact Feeney Car Sales, your used car dealer in Scarborough today for more information about car loans or to get started with a car loan program that’s just right for you.

Free Car Loan Calculator

September 6th, 2011

A free car loan calculator is a tool that can help even the experience of borrowers take the right decision. These loans are a tough cookie when it comes to beginners. Only the well established get a chance to rectify their mistakes, when it comes to vehicle finance. With the mushrooming of online auto loans community, finding good refinancing car loans is no longer too tough. Some intelligent keywords are enough to flood your computer screen with options from reputed and not so reputed loan providers. Obviously, you should be looking out for trusted and reputed companies! Most companies have gone online today to offer their potential customers a facility unheard of a few years back. Free auto loan calculator is just one of them.

Free Auto Loan Calculator

A free car loan calculator can help you decide things way ahead of time. Deciding about these loans is a big decision. Most salaried people plan for a car almost a year ahead, so that their lifestyle does not take a jolt. Yes, this is wise. Cars come with other expenses too- maintenance, fuel, insurance, etc. Think about the type of car you “need”, if you are among those who tend to live paycheck to paycheck. I am stressing on “need” here because, we all dream of swanky cars, but rarely do we utilize the car to its full potential after purchasing it. Mind-blowing features come with mind-blowing price tags. Unless you are very sure of your repaying capabilities, do not go for a luxury car. Okay, now getting back to the concept of free loan calculator… this facility helps you understand the repercussions of taking high loans and alternatively low interest car loans in Scarborough.

It helps you decide the EMI based on your monthly budget. It will help you decide the percentage of your monthly income; you would like to keep aside every month for your car. If poor credits rating worry you, you need to think about your future expenses more carefully.

If you have already taken a car loan with interest rates that seem high to you, look for refinancing auto loans options. Look for a company offering vehicle loans at substantially low interest rates and flexible terms and take a loan from that company for the for the amount of loan already due. This way, you will be clearing off your previous expensive loan and will have a low interest loan that is easily manageable. Free car loan calculator or auto loan calculator is useful in this area too. You can calculate the exact amount of loan you need and the corresponding interest rates to understand, whether you are heading in the right direction.

Have Bad Credit? How to Get a Car Loan

August 5th, 2011

If you have bad credit or no credit but still need to buy a car, chances are good that you are concerned about whether or not you will be able to qualify for a car loan. The good news is that when you apply for a car loan with our dealership, you can be sure to get one regardless of whether you have bad credit or good credit.

Here are a few things that you need to know in order to get an excellent car loan in Scarborough for a reliable car that will last for years to come:

Understand credit

Before you apply for a car loan, it’s important to understand what credit is and why credit is an important factor in your car loan in Pickering. Credit is an accumulation of points related to your past financial decisions. When you have a history of making wise financial decisions, you will have positive points attributed to your credit. However, if you have made bad financial decisions or do not have a long credit history, then you will have negative points applied to your credit.

How credit impacts a loan

Based on your credit score, lenders will determine how much of a loan to give you and what interest rate to apply to that loan. If you have a good credit score, you may be able to qualify for a higher loan and lower interest rate. If you have a bad credit score, you will still qualify for a loan with us, but you may qualify for a smaller loan and a higher interest rate than those customers with good credit. Keep in mind that you will still be able to get a safe and reliable car from us even if you do have limited credit opportunities – so don’t worry about that aspect!

How to apply

Whenever you take out a car loan in Ajax, you’ll need to start the process by completing a credit application. The credit application is designed to provide us with information about your credit history and current financial situation. Based on your credit application, we’ll be in a better position to design a loan program that suits your budget and lifestyle without being difficult for you to afford. You can start this process online using our online credit application.

Contact Feeney Car Sales, your used car dealer in Scarborough today to learn more about how you can qualify for a bad credit or no credit car loan in no time!

When is the Right Time to Buy a Used Car

July 5th, 2011

Are you in the market for a used car in Scarborough but are not quite sure if you are really ready to buy a used car at this time? With the economy being tricky to navigate for many people, buying a used car may really seem like a strain on your financial resources. However, it’s also important to consider the consequences of not buying a used car when you need one. If you are having a tough time deciding whether now is the right time or whether it would be best to wait, we have a few things that you may want to think about as you start to make your decision:

Opportunity cost

An opportunity cost is an economic term that basically means that for everything you do, there is a cost. If you choose to buy a used car now, you will have to pay for the used car now. However, if you take the opportunity to wait to buy your used car, you will have to pay for the cost of waiting. Therefore, because every action that you take (or don’t take) has some sort of cost, it’s important for you to weigh these costs and determine which cost is greater.

To help you determine which opportunity cost is greater, we advise you to make a list of all of the costs associated with buying a car now. For example, you may have a more restricted budget if you need to begin paying down car loans.

Then make a list of all of the benefits that will be provided by buying a used car in Toronto now. For example, you can begin to improve your credit score as you pay down your car loan, you will have reliable transportation, and you will have a solid budget that you can depend on each month. Do the same pros and cons for not buying a car as well. Compare both lists as you make your final decision about whether or not to buy.

Consider financial assistance

Many of our customers can get excellent cars when they need them thanks to our financial programs. Through our financial programs, customers can more easily afford to buy durable cars that will last for years to come – and help them get better gas mileage than their current cars. Plus, we also have a trade-in program that may be an option to help you save more money.

At Feeney Car Sales, your used car dealer in Scarborough look forward to helping you get the best used car in Scarborough for your needs when the time is right for you. Contact us today to learn more about how buying a used car now is possible and may be right for you.

Why Get a Used Car Loan from the Dealer

June 6th, 2011

Thousands of people take out loans to buy their used cars in Scarborough every year. While there are a variety of resources for those used car loans, we are confident that the used car loans that you get from the dealer will give you more than the used car loans you can get anywhere else. Not only will you get personalized attention and customer service when you get a used car loan from us, but we can also work closely with you in order to ensure that you get the right loan for the right car. Here are a few things that you need to know about getting a used car loan in Scarborough from the dealer:

Credit Application

Like with any lender, if you wish to get a used car  loan from the dealer, you’ll start the process by completing a credit application. We have a credit application available on our Web site so that you can begin the process from the comfort of your home. You can also come on down to our dealership to complete a credit application in person.

Speak with the Lender

Once we review your credit application, our lenders will contact you with more information about the type of loan that you can get. You may be able to receive a variety of different options, depending on your financial situation. For example, you may be able to take out a loan for a longer period of time at a low interest rate. You may also be able to take out a high interest rate loan for a shorter amount of time. We tailor our loan programs to meet your specific financial and lifestyle needs.

Walk Through

Once we have a better understanding of your financial situation, we can walk you through our lot and explain which cars are easiest for you to afford. By working with a dealer that understands the intricacies of your financial situation, you’ll be well suited to get the best car for your overall needs.

Continued Relationship

After you take out a loan from us to buy your used car in Scarborough, we will maintain the relationship by ensuring that you have the best possible service for your car for years to come. After all, each of our cars comes with a complete warranty that will help to keep you protected.

Contact Feeney Car Sales today at www.feeneycarsales.com  to learn more about our loan program or to get started with your loan processing today!

3 Tips to Help You Make the Right Decisions When Buying Used Cars

May 3rd, 2011

Are you in the market for a used car in Scarborough but aren’t sure where to begin with your used car search? Many of our customers have not been in the used car market for several years, which means that they may not be up-to-date with some of the information that is out there regarding used cars. These days, you may be surprised by the features and options that come available on many used cars that may not have been available when you were last in the used car market.

Here are 3 tips to help you make the right decisions when buying used cars – no matter how long it has been since you last bought a used car in Pickering:

Research financing options

Many of our customers are aware that there are financing options that are available for some used car customers. However, they often believe that these options will not apply to them either because they have bad credit or simply don’t know about what the options entail. We’re happy to let all of our customers know that we provide financing opportunities for all of our customers, including those customers with good and bad credit. There are many financing options that our customers may also be able to take advantage of, such as used car loans, trade-in opportunities, and special programs. Contact us for details.

Research the market

Especially if it has been awhile since you last bought a car, it’s important that you take time to research which options are available in the marketplace. These options will help you to determine what features come with used cars, how you can best use those used cars for your specific needs, and more. Contact us to test drive any of the used cars on your short-list or visit our online inventory to get a good overview of what used cars are currently available and of the features included in those used cars in Toronto.

Always get a warranty

Many of our customers are surprised when we encourage them to get warranties on their used cars. They think that if a car is used, it is ineligible for a warranty. However, thanks to our warranty department, all of our customers should get warranties for their used cars that will maximize their peace of mind.

At Feeney Car Sales look forward to helping you get the right used car in Scarborough for your needs – and making sure that you know what is available. Contact us today to get started with your used car search!